Personal Capital
Unsecured Financing

Personal Capital.

Liquid capital on demand. Unsecured personal loans driven by intelligent, risk-adjusted pricing.

Max Funding

₹25L

Approval Time

2 Min

Repayment

5 Years

Engineered for
Absolute Dominance.

Zero Paperwork

100% digital journey from application to disbursal using Account Aggregator.

No Usage Restrictions

Use the funds for anything—medical emergencies, travel, or big purchases.

Pre-approved Limits

Constant monitoring of your credit health ensures funds are ready before you need them.

Dynamic Pricing

Our AI adjusts your interest rate dynamically based on your real-time financial behavior.

The Process.

Zero friction. Absolute transparency. We've optimized the underwriting process so you can focus on your goals, not paperwork.

01

Identity Verification

Instant KYC using Aadhaar XML and facial liveness detection.

02

Account Aggregator

Securely link your bank statements in one tap. No PDF uploads required.

03

AI Underwriting

Our models analyze cash flow patterns to sanction the optimal limit.

04

Instant Credit

Funds hit your account via IMPS within 60 seconds of e-signing.

Intelligent EMI Forecaster.

Plan your financial future with absolute precision. See exactly where your capital goes.

Loan Amount

₹15,00,000

₹1L

₹5Cr

Interest Rate (p.a)

10.5%

Loan Tenure

5 Years

Estimated Monthly EMI

₹0

Principal Amount

₹15,00,000

Total Interest

₹0

Frequently Asked Questions.

What is the minimum credit score required?

Are there any hidden fees?

How fast is the disbursal?